Your Personal Real Estate Connection
    
   Retah Jennings Lalonde, Sales Representative





Contact Me


Retah Jennings Lalonde
(613) 733-9100(Office)
(877) 837-8885(Toll-Free)
(613) 733-1450(Fax)

201-1500 Bank Street
Ottawa, Ontario, K1H 7Z2


Welcome to Royal LePage Performance Realty, Brokerage*


YOUR PERSONAL REAL ESTATE CONNECTION

 

 

CONNECTING CITY WITH COUNTRY

Welcome to my website and your personal Real Estate Connection.  As a full time and consistent award winning member of the Royal LePage Performance Realty, Brokerage team, I am your direct  source for Ottawa Real Estate.

Whether you are looking in Ottawa, Greely, Barrhaven, Kanata, Stittsville, Nepean, Orleans or other surrounding areas, I am here to help you.

In today's competitive real estate market, timing is everything. Many good homes are sold before they are ever advertised. Beat other homebuyers to the hottest new homes for sale in Ottawa with my New Listings Notification.

If you own real estate and are thinking of selling, I would be happy to discuss current market conditions, marketing strategies, my sales process and to provide you with a FREE Home Evaluation.

Whether you are buying or selling a home, it is important that you hire a full-time representative  who has knowledge of the market and strong negotiating skills.  Hire someone who wants to earn your trust and your business. I want to earn both.  I invite you to contact me as I'd be happy to assist you with this important transaction.

In addition, if you have any general questions about buying or selling real estate in the Ottawa and surrounding area, whether urban or rural,  please contact me as I'm more than willing to help.

Please browse my website for listings, reports and important local real estate information.  Check out my links for direct access to City of Ottawa, the Ottawa Real Estate Board, MLS listings and much more.  

Sincerely,

Retah Jennings Lalonde, Sales Representative
Royal LePage Performance Realty, Brokerage*

 

* Independently owned and operated

 

 

 

 

 

 


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Calculators


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

 

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

 

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43% of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

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